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Once you fill out the form and a specialist contacts you (or you call us
direct) we ask you some simple questions to start the pre qualification
process. These include things such as you lender, loan balance, interest
rate, current employment status, income and current debts. Your credit
score has no impact on getting a loan modification. Depending on who your
lender is, we can then take the necessary steps to get the process started.
If your lender is participating in one of our "instant" loan modification
programs, we can call your lender and verify your loan modification is
approved once you have given us the proper authorization to speak with your lender.
If your lender is not participating in one of our "instant" loan modification programs, we will
call your lender and speak to a case manager about your specific situation.
Once we get approval from them, we will give you a call and discuss moving
forward.
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